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Benefits

HEALTH INSURANCE
RRHA Provides full-time employees with health benefits provided by Anthem Healthkeepers which includes:

• Preventative care services, including checkups and screenings
• Office visits (primary care and specialist)
• Diagnostic services – test, labs and x-rays
• Physical, speech and occupational therapy
• Inpatient care in the hospital or skilled nursing facility
• Prescription Drug Plan
• Emergency and urgent care
• Home health care services
• Ambulance services
• Medical equipment, supplies and appliances
• Shots and injections
• Vision Plan
• 24/7 Nurse Line and Audio Health Library
• Discounts on alternative medicine services, health clubs, fitness centers as well as other
health and wellness products
• Anthem Healthkeepers plans contain no lifetime benefit maximums
DENTAL INSURANCE
Provides full-time employees with dental benefits that include diagnostic and preventative care services, basic and major services, and orthodontic services.
(The following services are covered twice per calendar year at no charge)

• Examination of teeth
• Cleaning of teeth
• X-rays of part of the mouth
• Dental sealants on first and second molars
RETIREMENT BENEFITS
Automatic membership in the Virginia Retirement System defined benefit retirement plan is provided to all full-time employees. RRHA pays the equivalent of 5% of the employee’s salary to the retirement plan on the employee’s behalf. Benefits include retirement, disability and survivor benefits. Employees become vested with the accumulation of five years of credited service. A vested employee is eligible to receive a reduced retirement benefit at age 55 with at least five years of service. Employees can receive a reduced benefit as early as age 50 with at least 10 years of service. Employees can retire with unreduced benefits at age 50 with at least 30 years of service or age 65 with at least five years of state service. Employee contributions paid for by RRHA are refunded to employees who do not retire but take a refund at termination of employment.
DEFERRED COMPENSATION PLAN (457B)
A voluntary pre-tax retirement savings program available to full-time employees. Employees may contribute up to $15,500 or as much as $20,500 if age 50 or older (contribution limits are adjusted annually by the IRS).
LIFE INSURANCE
Provides full-time employees with basic group life insurance and accidental death and dismemberment insurance.

• Group life insurance (2x salary) without a medical examination at no charge that includes:
• Natural death benefits
• Double the natural death benefit for an accidental death
• Dismemberment payments for accidental loss of one or more limbs or loss of sign in one or both eyes
• Accelerated death benefit for a terminal medical condition
• Felonious Assault benefits
• Optional Group Life Insurance – allows full-time employees to purchase additional protection for
themselves, spouse, and/or eligible children.
SUPPLEMENTAL INSURANCE
Full-time employees may purchase through pre-tax payroll deduction the following supplemental insurance plans underwritten by AFLAC:

• Personal Cancer Indemnity Plan
• Personal Hospital Intensive Care Protection Plan
• Personal Accident Indemnity Plan

SHORT TERM DISABILITY INSURANCE

Provides full-time employees with short term income protection (70% of earnings) because of a partial or total disability due to a covered accident, sickness or pregnancy.

WORKER'S COMPENSATION INSURANCE

Provides insurance to cover medical care and compensation for employees who are injured in the course of employment.

PAID LEAVE

Full-time employees are provided with paid time off from work and encouraged to use their planned annual leave for rest and relaxation. Leave types include:

• Administrative Leave
• Annual Leave (includes personal time off and time off due to illness)
• Bereavement Leave
• Civil Leave
• Family and Medical Leave
• Leave Share
• Leave Without Pay
• Military Leave

PAID HOLIDAYS

RRHA observes the following 11 days as paid holidays:

• New Year’s Day – January 1st
• Martin Luther King’s Birthday – 3rd Monday in January
• President’s Day – 3rd Monday in February
• Easter Monday
• Memorial Day – Last Monday in May
• Independence Day – July 4th
• Labor Day – 1st Monday in September
• Thanksgiving Day – 4th Thursday in November
• Thanksgiving Friday– 4th Friday in November
• Christmas Eve – December 24th
• Christmas Day – December 25th

FLOATING DAY

Full-time employees are credited annually with one floating holiday

EMPLOYEE ASSISTANCE PROGRAM

Is a confidential service provided by Anthem available to all full-time employees and their household members – at no cost to employees. Employees do not have to participate in RRHA’s health insurance plan. Trained professionals at Anthem are available 24 hours a day / 7 days a week. Assistance is provided to employees in the following areas:

• Face-to-Face Counseling
• Legal Assistance
• Financial Assistance
• Crisis Consultation
• Dependent Care Resources
• Web Resources – informational articles on behavioral health and healthcare topics are available through an interactive web site. There are self-assessment tools and quizzes on topics such as health, depression and substance abuse. Legal information and financial calculators are also available

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